smart programs * smart choices * better life
Product Information
10 Steps to Buying a Car
As Americans, we love our vehicles. We remember our first vehicles and our favorite vehicles. We remember the ride we drove in high school or college. In reality, most of us can recall every auto we have ever driven. For some of us, our car or truck is a friend that we name. Our car is something we use to transport people and pets we love and care about as well as go on adventures to new and exciting places. For some of us, our cars become our hobbies, working either on or through racing. Cars are a part of our American life.
When we buy a car, we want a good deal ... even a great deal on a reliable car. We want to be treated fairly and to receive good financing. This does not just happen. One car dealer is not going to tell us the other dealership is having a sale. A financial institution is not going to tell us to check out the financing at a different financial institution. Finding the best deal takes work on our part before we ever start looking at cars at the dealership.
Available online.
Counseling in Motion
Online pre-filing counseling reduces your agency's delivery cost and staff time. Counseling in Motion, BK Edition educates clients about the bankruptcy process, then guides clients as they itemize their monthly expenses, debts, and assets. After your clients complete Counseling in Motion, BK Edition, you can register them for pre-discharge debtor education (Money in Motion) with one click.
Available online.
Download Sample Excerpt (.pdf)
If you are a partner agency and want to purchase books please click here. If would like to become a partner agency and offer these classes please contact us.
Credit When Credit is Due
This award-winning course takes an in-depth look at how to build, maintain, and re-establish credit. Research indicates that consumers who complete Credit When Credit is Due will have a better understanding of the steps they can take to improve their credit and make long-term changes in the way they use credit. The Credit When Credit is Due graduate packet includes cards to send the three national credit bureaus so your clients can add a statement to their credit reports.
Available as a textbook and online in English.
An instructor's guide is available for this course.
Download Sample Excerpt (.pdf)
If you are a partner agency and want to purchase books please click here. If would like to become a partner agency and offer these classes please contact us.
Cut Through The Confusion on Health Insurance and Medical Bills
The healthcare landscape is changing rapidly.Medical advancements and technology are improving medical treatments, but these advancements bring higher costs to us. How do we deal with all the changes around healthcare reform? How do we know the information we have isn't outdated? Just as important is our privacy when it comes to medical issues. How protected is our health information in this information age? Cut Through the Confusion on Health Insurance and Medical Bills provides you the latest information that affects you and your family.
Available online.
Financially Frozen
Financially Frozen is the resource you can provide for clients who want to get out of debt. Financially Frozen shows clients how their personal values can help them develop goals and a budget. The course covers budgeting, credit and credit scores, managing a checking account, debt, contracts, insurance, scams, consumer laws and more in a friendly, easy-to-understand manner. Clients will learn how to pay off debt and live the life they want - with the income they have right now - by making deliberate choices about how they spend and save their money.
Available as a textbook and online in English.
If you are a partner agency and want to purchase books please click here. If would like to become a partner agency and offer these classes please contact us.
Make Your Move... A Guide to Home Ownership
Make Your Move meets national homebuyer education standards and HUD guidelines. It is the ideal education program to offer first-time buyers, or anyone buying a home who wants a refresher course about the home-buying process. Make Your Move covers topics such as being financially ready to buy a house,getting pre-qualified, types of loans and insurance, building vs. buying a home, closing on your house, learning your responsibilities as a homeowner, and maintaining and repairing your home.
Available in English as a textbook and online in English and Spanish.
An instructor's guide is available for this course.
Download Sample Excerpt (.pdf)
If you are a partner agency and want to purchase books please click here. If would like to become a partner agency and offer these classes please contact us.
Money in Motion
Money in Motion is ACCE's most popular program. Money in Motion meets EOUST requirements for pre-bankruptcy debtor education, or the course can be used for community education. The course covers budgeting, credit and credit scores, debt, contracts, insurance, consumer laws and more in a friendly, easy-to-understand manner. Agencies that offer Money in Motion receive many positive comments like this one from satisfied clients: “I have left this whole experience with the feeling that I can accomplish anything.”
Available as a textbook and online in English and Spanish.
An instructor's guide is available for this course.
If you are a partner agency and want to purchase books please click here. If would like to become a partner agency and offer these classes please contact us.
Rebuilding Your Credit: A Guide to a Brighter Future
ACCE created this educational course in response to a half-million requests from Money in Motion clients who wanted more information about re-establishing their credit and finances. This online-only program can be automatically offered to clients, so your agency has another way to serve clients and earn revenue with little time and effort. We also include an GET HELP NOW button that can be linked directly to a webpage of your choice to help your clients in case they feel overwhelmed with the getting out of debt process.
Available online.
Start Right: Build Your Own Business
This is an easy-to-understand resource you can offer to people who want to start businesses, or to struggling business owners who need more services from you. Start Right is a step-by-step guide to help business owners ensure that they have set up their businesses correctly, and to help them avoid common pitfalls many business owners encounter. Start Right covers topics such as writing a business plan, getting personal finances in shape to run a business, finding the money to run a business, handling business finances correctly, organizing efficient files and office, finding professionals to advise them, branding and marketing, and much more.
Available online.
An instructor's guide is available for this course.
Download Sample Excerpt (.pdf)
If you are a partner agency and want to purchase books please click here. If would like to become a partner agency and offer these classes please contact us.